Interest Rate on Used Vehicles
Here are the average interest rates for Quebec. To find out the starting rate corresponding to your situation, click on "See My Rate."
See My Rate

Market starting rate %

We will get the best rate by having several lenders compete
Updated June 2023

1st Chance Credit

Used vehicle
6.73 %
and more
  • + 0.3% since last month

2nd Chance Credit

Used vehicle
and more
  • Stable since last month

3rd Chance Credit

Used vehicle
and more
  • Stable since last month

Lowest Interest Rates on the market

Used car loan rates in Quebec vary a lot, starting at 4.69%. Prêt Auto Express negotiates the lowest rate for you in addition to adjusting payment terms to your personal situation.

Access Credit

Starting from 15.90%

Bank of Montreal

Starting from 8.99%

Industrial Alliance

Starting from 10.99%

Auto Capital Canada

Starting from 11.99%


Starting from 7.74%

Iceberg Finance

Starting from 12.99%

Avantage Scotia

Starting from 10.99%


Starting from 6.73%


Starting from 11.99%

Axis Auto Finance

Starting from 9.99%


Starting from 6.99%

TD Bank

Starting from 7.99%

Eden Park

Starting from 8.99%

Get your credit score + a choice of used vehicles you like, with pre-approval for a loan. It's 100% free and without any obligation.

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