Market starting rate %
1st Chance Credit
Used vehicleand more
-
+ 0.3% since last month
No late payment for four years, no bankruptcy or proposal, no collections.
2nd Chance Credit
Used vehicleand more
-
Stable since last month
Small delays of up to 30 days, unpaid proposal or bankruptcy on day 1.
3rd Chance Credit
Used vehicleand more
-
Stable since last month
Several incidents: vehicle seizure, bankruptcies or proposals, late payments, etc.
Lowest Interest Rates on the market
Used car loan rates in Quebec vary a lot, starting at 4.69%. Prêt Auto Express negotiates the lowest rate for you in addition to adjusting payment terms to your personal situation.
Access Credit
Starting from 15.90%
Bank of Montreal
Starting from 8.99%
Industrial Alliance
Starting from 10.99%
Auto Capital Canada
Starting from 11.99%
Santander
Starting from 7.74%
Iceberg Finance
Starting from 12.99%
Avantage Scotia
Starting from 10.99%
CIBC
Starting from 6.73%
Lendcare
Starting from 11.99%
Axis Auto Finance
Starting from 9.99%
Desjardins
Starting from 6.99%
TD Bank
Starting from 7.99%
Eden Park
Starting from 8.99%
Get your credit score + a choice of used vehicles you like, with pre-approval for a loan. It's 100% free and without any obligation.
Professional credit specialist at your service
(Videos language in French)
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It is important not to give “just anyone” your name, date of birth and address, as that is all it takes for an analyst to apply for credit on your behalf without clearly asking for your consent.
Once pre-approved for credit, come and choose your vehicle at the dealership and finalize the papers. Most of our customers leave the same day behind the wheel of their new vehicle.
With the help of our credit analysts, it is possible to get a car loan despite bankruptcy, a consumer proposal, or poor credit history.
