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Our team is made up of veterans in the field of auto credit. In the 80s in Quebec, Services Financiers CSM Inc. was the first to think of the concept of “second chance credit.” Before this concept, someone with credit problems was unable to get a car loan or could only get a poor deal. Many auto dealers have since copied the great success of Services Financiers CSM Inc.

What’s happening in the field of auto financing in Quebec is quite a shame,” said the President of Services Financiers CSM Inc. “We have introduced this straightforward and honest concept to help people looking for a car loan which the financial institutions had turned down. Today everyone calls themselves an expert, and it is becoming difficult for consumers to know who to trust.

That is why Services Financiers CSM Inc. founded Prêt Auto Express. It’s fast and efficient. And to date, several hundred Quebecers with credit, bankruptcy or debt problems have managed to get out of a difficult situation thanks to the expertise of a team whose daily goal is to help you.

Prêt Auto Express is a one-stop shop providing access to 20 financial institutions.

Prêt Auto Express’s mission is to negotiate the most advantageous financial offer for you in terms of interest rate and loan conditions. We negotiate with the largest financial and banking institutions.

You do not have to travel to meet different banks since a credit application at Prêt Auto Express gives you access to the products of some twenty financial institutions, including those of major Canadian chartered banks.

Our auto financing experts will take care of answering your questions and providing advice. They will present your file to the lender and follow up, thus avoiding lengthy and unnecessary procedures.

Prêt Auto Express is a single port of call that provides access to 20 financial institutions like Auto Loan Desjardins, CIBC, RBC Royal Bank, BNC National Bank of Canada, BMO Bank of Montreal, TD Canada Trust. Scotiabank – Scotiabank, Laurentian Bank of Canada, Home Automobile Financing, and more!

Auto Credit approved for those with good or bad credit - F.A.Q.

It’s all you need to know