Interest Rate on Used Vehicles
Here are the average interest rates for Quebec. To find out the starting rate corresponding to your situation, click on "See My Rate."
See My Rate

Market starting rate %

We will get the best rate by competing with several lenders
Updated October 2021

1st Chance Credit

Used vehicle
4.69 %
and more
  • + 0.3% since last month

2nd Chance Credit

Used vehicle
8.99%
and more
  • Stable since last month

3rd Chance Credit

Used vehicle
11.99%
and more
  • Stable since last month

Lowest Interest Rates % on the market

Used car loan rates in Quebec vary a lot, starting at 4.69%. Prêt Auto Express negotiate the lowest rate for you in addition to adjusting payment terms to your personal situation.

Access Creadit

Starting from 15.90%

Bank of Montreal

Starting from 4.79%

Industrial Alliance

Starting from 8.99%

Auto Capital Canada

Starting from 13.59%

Carfinco

Starting from 8.99%

Iceberg Finance

Starting from 12.99%

Avantage Scotia

Starting from 9.99%

CIBC

Starting from 4.79%

Lendcare

Starting from 19.95%

Axis Auto Finance

Starting from 11.99%

Desjardins

Starting from 4.69%

Ottawa Capital

Starting from 15.99%

TD Bank

Starting from 4.99%

Fairstone Finance

Starting from 13.99%

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